Last Updated: April 2, 2026
Welcome to Area Wide Realty. By accessing or using our website and services, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our website or services.
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting to this page. Your continued use of our services after changes are posted constitutes your acceptance of the revised Terms.
Area Wide Realty provides direct business lending services, including but not limited to working capital loans, revenue-based financing, equipment financing, commercial real estate loans, business expansion loans, and bridge financing. All services are subject to approval, underwriting criteria, and applicable laws and regulations.
Information provided on this website is for general informational purposes only and does not constitute a loan offer, financial advice, or a commitment to lend. Each loan application is evaluated individually based on your business profile, financial condition, and our underwriting standards.
You may use our website for lawful purposes only. You agree not to:
All content on this website, including text, graphics, logos, images, and software, is the property of Area Wide Realty or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
Submitting a loan application through our website does not guarantee approval or funding. All applications are subject to our underwriting process, creditworthiness evaluation, and internal approval procedures. We reserve the right to approve, deny, or request additional information for any application at our sole discretion.
Loan terms, interest rates, fees, and repayment structures are determined on a case-by-case basis and will be clearly disclosed in your loan agreement if approved. You are responsible for reviewing and understanding all loan terms before accepting any offer.
If you opt in to receive text messages from Area Wide Realty, the following additional terms apply:
By providing your mobile phone number and expressly consenting to receive SMS or MMS messages, you agree to receive recurring marketing and promotional text messages from Area Wide Realty. Messages may include offers, updates, information about our financial products and services, and other business communications. These messages may be sent using an automated telephone dialing system (ATDS).
Message frequency varies based on your interactions with us and our promotional activities. You may receive up to 4 messages per month. Message and data rates may apply depending on your mobile carrier's plan. You are responsible for any charges imposed by your carrier.
You may opt out of receiving text messages at any time by replying STOP to any text message you receive from us. Upon receiving your STOP request, we will send a final confirmation message and then stop sending messages to that number. You may also contact us at michael@theareawiderealty.com to opt out.
For help or more information about our text messaging program, reply HELP to any message or contact us at michael@theareawiderealty.com.
Consent to receive text messages is NOT a condition of purchase or eligibility for any of our financial services. You may contact us and apply for financing through other channels, including email, our website contact form, or other communication methods.
We are not responsible for any delays or failures in message delivery caused by your mobile carrier, network issues, or device limitations. Message delivery is subject to your carrier's terms and conditions.
Your use of our website and services is also governed by our Privacy Policy. By using our services, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.
To the fullest extent permitted by law, Area Wide Realty, its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or related to your use of our website or services.
Our total liability to you for any claims arising from your use of our services shall not exceed the amount of fees you have paid to us in the twelve (12) months preceding the claim.
You agree to indemnify, defend, and hold harmless Area Wide Realty and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:
Our website may contain links to third-party websites or services that are not owned or controlled by Area Wide Realty. We are not responsible for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we shall not be liable for any damage or loss caused by or in connection with your use of any third-party websites or services.
These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any disputes arising out of or related to these Terms or your use of our services shall be resolved exclusively in the state or federal courts located in Cook County, Illinois.
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely reflects the original intent.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Area Wide Realty regarding your use of our website and services, and supersede all prior agreements, understandings, and communications, whether written or oral.
If you have any questions about these Terms & Conditions, please contact us:
Area Wide Realty
1545 S 61st Ct
Cicero, IL 60804
Email: michael@theareawiderealty.com